Did your insurance premium skyrocket? You may be surprised at the culprit.
Carmakers are collecting and selling data to insurance companies

- Read the fine print at the dealership.
- Look for words like "sell" and "share" and pay attention to who your data is being sold to and shared with.
- If the salesperson is entering a lot of information into their computer system, ask to see it.
- Don’t let the salesperson walk you through the technology on your new car. Salespeople get commission for signing up customers for connected services and getting you to opt into extra data-sharing systems.
- Once you take delivery of the car, review the car settings and the settings on connected mobile apps to opt out of sharing your data.
- “Look for settings like "Data Privacy" or "Data Usage." Opt-out of sharing any data with third-parties. But be careful not to opt out of features you want.
- Watch for features such as “Smart Driver" or “Driving Score.” Check on the car’s infotainment menu and connected phone apps to see what is being collected and shared.
- The Mozilla Foundation suggests not using your car’s mobile app, or at least limiting the information it can access on your phone. You can also avoid connecting your phone to your car to stop sharing sensitive data like contacts or texts.
- Unfortunately, with new models, there aren’t a lot of ways to minimize data collection. Some models even require the use of an app.
- You can request a copy of your own Consumer Disclosure Report from LexisNexis for free, which lets you know what kind of data is being shared without your knowledge.
- Privacy4Cars built a useful tool to help consumers learn what kinds of data car companies collect, how that information is collected, and what policies the company has when it comes to privacy and data security. The tool offers advice on how to disable the features, apps and services that share more data than you prefer. It also has a form to request an opt-out from sharing personal data with third parties.



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