At the scene:
• Make sure you are safe. If you are on the freeway, move to the shoulder if you can. Turn on your emergency flashers.
• Unless the collision is extremely minor, call 911.
• Do not admit fault or apologize. Simply ask if the other drivers and passengers are ok.
• Do not say that you are uninjured. Due to the adrenaline, sometimes people do not realize they are injured until after they leave the scene.
• The police officer will provide you with an information sheet with the insurance information for the other parties.
• Get the names and contact information from witnesses.
• If it’s safe to do so, take photographs of the vehicles and collision scene. If it’s not safe, or if you are taken by ambulance, take photos of the scene afterward or ask a friend to take photos.
• If you are injured, allow the paramedics to examine you and if they recommend you go to the hospital, follow their recommendations.
After the collision:
• Seek medical treatment if you need it. Delays in seeking medical treatment will be held against you by the insurance companies.
• Report the collision to the other driver’s insurance company and to your insurance company.
• If you are injured, do not give a recorded statement without speaking with a lawyer.
• If you are injured retain a lawyer as soon as possible to ensure your rights are protected.
• The other driver’s insurance company may delay in accepting liability. If this happens, you may need to turn the claim into your insurance company. If the other driver is at fault, your insurance company will seek to make the other insurance company pay for your deductible.
The attorneys at Wham & Rogers have over 60 years combined experience handling auto collision cases. Call us at 832-592-1108 if you need help with an auto collision.
The information contained herein is not, nor is it intended to be legal advice. You should consult with an attorney for legal advice for your individual situation.