1. A lawyer can help make sure important evidence is preserved. In many cases, there may be video recordings of the accident or other evidence that can be preserved, if the request is properly and timely made. 2. A lawyer will be on your side, when virtually no one is. The insurance adjuster is not paid to help you. The adjuster is paid to save the insurance company money. We have received countless calls from people who were tricked or lied to by adjusters. 3. A lawyer can put pressure on the insurance company to handle matters in a swift and expeditious manner. Insurance adjusters know they can’t pull the wool over an attorney’s eyes they way they can with those unfamiliar with the system. 4. A lawyer can help you get the proper medical care promptly. Many doctors will not treat patients who have been injured in an accident. This is because health insurance companies don’t always pay doctors promptly for treating accident victims. 5. If you do not have health insurance a lawyer can help you find doctors who will treat you while your case is pending. 6. A lawyer can help get the hospital to bill your health insurance. Often the hospital wants to avoid billing health insurance and instead files a hospital lien. The lien is filed by the hospital in an effort to make more money from treating you. 7. A lawyer can help getting the health insurance company to pay your accident related bills. […]
Why do I need to call a lawyer immediately after an accident?
From school kids riding on bike paths, to the avid bicyclists on the roads, there are a lot of bike riders in The Woodlands and Spring. Unfortunately, all too often, bike riders are struck by cars. Even wearing a helmet and other protective gear, a bike rider may suffer severe injuries if struck by a car. According to the NTSA, bicyclists accounted for 2.2 percent of all traffic deaths in 2016. Bicyclist deaths occur most often between 6 and 9 p.m. and in urban areas. The vast majority of bicyclists killed are male. The NTSA provides these pointers to avoid bike accidents: • Ride a bike that fits you—if it’s too big, it’s harder to control the bike. • Ride a bike that works—it really doesn’t matter how well you ride if the brakes don’t work. • Wear equipment to protect you and make you more visible to others, like a bike helmet, bright clothing (during the day), reflective gear, and a white front light and red rear light and reflectors on your bike (at night, or when visibility is poor). • Ride one per seat, with both hands on the handlebars, unless signaling a turn. • Carry all items in a backpack or strapped to the back of the bike. • Tuck and tie your shoe laces and pant legs so they don’t get caught in your bike chain. • Plan your route—if driving as a vehicle on the road, choose routes with less traffic and slower speeds. Your […]
Steps to follow if you are in an auto collision
Download In Case of Accident Brochure At the scene: • Make sure you are safe. If you are on the freeway, move to the shoulder if you can. Turn on your emergency flashers. • Unless the collision is extremely minor, call 911. • Do not admit fault or apologize. Simply ask if the other drivers and passengers are ok. • Do not say that you are uninjured. Due to the adrenaline, sometimes people do not realize they are injured until after they leave the scene. • The police officer will provide you with an information sheet with the insurance information for the other parties. • Get the names and contact information from witnesses. • If it’s safe to do so, take photographs of the vehicles and collision scene. If it’s not safe, or if you are taken by ambulance, take photos of the scene afterward or ask a friend to take photos. • If you are injured, allow the paramedics to examine you and if they recommend you go to the hospital, follow their recommendations. After the collision: • Seek medical treatment if you need it. Delays in seeking medical treatment will be held against you by the insurance companies. • Report the collision to the other driver’s insurance company and to your insurance company. • If you are injured, do not give a recorded statement without speaking with a lawyer. • If you are injured retain a lawyer as soon as possible to ensure your rights are protected. • […]
ChannelView Students Involved in Tragic Bus Crash
Shortly before dawn on Tuesday morning, a First Class Tours, Inc. bus carrying Channelview band students crashed into a 50 foot ravine in Baldwin County, Alabama. The students were traveling home to Channelview from a trip to Disney World in Florida. The driver was killed, and dozens of students were injured. This type of crash often causes traumatic brain injuries, as well as orthopedic injuries. By all accounts, this was a one-vehicle collision. The most common causes of this type of bus crash are driver fatigue and vehicle equipment failure. Federal and state law have strict requirements for interstate drivers of commercial vehicles. Despite these rules, which limit hours behind the wheel, and require scheduled rest breaks, a crash study by the Department of Transportation study found that, in collisions where the truck was at fault, 87 per cent were caused by driver fatigue. Many of these collisions occur between midnight and 6 a.m. — the time of day when drivers are naturally drowsy. Federal and state laws also require regular maintenance and daily inspection of commercial vehicles. Equipment failure, such as brakes that are dangerously worn or out of adjustment, often cause fatal collisions. It is the driver’s responsibility to check his rig at the beginning of every trip, and to submit a vehicle maintenance report. In spite of these requirements, poor vehicle maintenance is also a major cause of truck and bus collisions. The tour company’s online safety record shows that the company has been involved in four […]
What caused my house to flood?
One obvious answer is Harvey. However, the process of developing a subdivision is a process that must safeguard against extreme weather events. The area around your home and subdivision must be taken into account in designing a residential development. And each neighborhood must be designed to drain properly under heavy rains. The developer’s duty of prudent development includes thorough study and analysis, and taking design and engineering steps to ensure proper drainage, to protect the area against high water events. There are many reasons a home floods other than “it just rained too much.” Wham & Rogers, PLLC is beginning the process of examining these reasons to determine if more should have been done in the development and construction in The Woodlands and Spring and surrounding areas. If you have any concerns about your home and subdivision, please call for a free consultation.
Why You Need Underinsured Motorist Coverage in Texas
Board Certified Personal Injury Lawyer Mark Wham talks about why underinsured motorist protection is so important in the State of Texas.. Wham and Rogers, PLLC – Texas Injury Attorneys (832) 592-1108. Underinsured motorist coverage is possibly the most important car insurance you can buy in Texas. Under Texas law, the minimum allowable liability auto insurance coverage is only $30,000. You can imagine that auto accident victims routinely incur more than $30,000 in losses, damages, and medical expenses. Therefore, if you are seriously injured in an auto accident., then underinsured motorist coverage will provide additional coverage to compensate you for your losses and injuries. Injury Lawyer (832) 592-1108 Call our office for a free consultation. We have offices in The Woodlands and Spring, Tx and help clients in Montgomery County, Harris County, and the Greater Houston area. From Our Blog When are punitive damages available in Texas? Questions to ask your personal injury lawyer. What to do after a car accident that is not your fault.
When Are Punitive Damages Available?
What are punitive damages and what purpose do they serve? When are they available in a personal injury case? Mark Wham address the issue of punitive damages in Texas in the video below. Wham and Rogers, PLLC – The Woodlands and Spring, Tx Board Certified Injury Lawyers (832) 592-1108. Punitive damages are sometimes awarded to discourage reckless behavior. For example, any person who makes a reckless decision to drive while intoxicated, or to drive several miles per hour over the speed limit is putting us all in danger. When one reckless individual or entity is forced to pay punitive damages, then we are all safer because a message has been sent. Punitive damages tell the community at large that certain conduct will not be tolerated. A large monetary fine or penalty will force others to think about other ways to conduct business without engaging in that kind of behavior. Free Consultation (832) 592-1108 If you have been injured in an accident and would like to speak to an attorney, then give us a call at (832) 592-1108. We help auto accident victims, 18-wheeler accident victims, clients who have been victims of a wrongful death action, and all serious injury victims. Our Recent Articles Colossus Software & Injury Claims Texas Good Samaritan Law Houston Daycare Accident Lawyer
Personal Injury Protection Coverage in Texas
How does PIP coverage in Texas compare to MedPay Coverage? Which is better? The Woodlands and Spring, Tx Board Certified personal injury lawyer Mark Wham explains. Wham and Rogers, PLLC – (832) 592-1108. Personal Injury Protection (PIP) and MedPay are two important types of auto insurance coverage. What Does PIP Cover? PIP covers the driver and all passengers in your car regardless of who is at fault in causing a collision. PIP generally covers reasonable and necessary medical bills. It also covers 80% of lost wages up to the limits of your specific PIP coverage. PIP payments are not subject to subrogation, which means that you can recover your PIP expenses (from the insurance company) and then recover those same expenses from the Defendant driver, without needing to reimburse your insurance carrier. What Does MedPay Cover? Medical Payments Coverage (MedPay) will cover your reasonable medical expenses up to your MedPay limits. However, MedPay does not provide any coverage for lost wages. Unlike PIP coverage, MedPay is subject to subrogation. In other words, if you receive MedPay insurance payments for your medical expenses, then you will have to reimburse your insurance company if those same medical expenses are awarded in your lawsuit settlement. This is why many attorneys will tell you that PIP coverage is actually more beneficial than MedPay coverage. Have You Been Injured? The Board Certified Personal Injury Lawyers at Wham & Rogers, PLLC are here to help. Call our office for a free consultation at (832) 592-1108. Articles from Wham & Rogers […]
Colossus Software and Personal Injury Claim Evaluations
Colossus is a controversial software that some insurance companies are using to evaluate personal injury claims. Wham and Rogers, PLLC – Board Certified Trial Lawyers (832) 592-1108. What Is Colossus? Colossus is a software program used by insurance companies to evaluate personal injury claims. About half of the major insurance companies use this type of software when adjusting injury claims. Since programs like Colossus have been put in use, insurance companies have consistently valued injury claims in smaller and smaller amounts. The insurance companies contend that Colossus makes claims adjusting more efficient by providing a set payment range for each type of injury. However, no two injuries are identical. Every injured person will face different circumstances and each injury will have varied effects on the lives of certain individuals. This is why an experienced lawyer can make a huge difference in the outcome of your claim. The personal injury lawyers at Wham & Rogers know that injuries can’t be quantified by some software, and we will fight to make sure that you are compensated fairly for all of your injuries. Call (832) 592-1108 Call our office for a free consultation. We would be glad to help. Wham & Rogers, PLLC is located in The Woodlands and Spring, Tx. We serve The Greater Houston Area including Harris and Montgomery Counties. You may also be interested in The Woodlands and Spring Car Accident Lawyer Truck Accident Lawyer in The Woodlands and Spring The Woodlands and Spring, Tx Wrongful Death Attorneys
The Texas Good Samaritan Law Explained
Question: If you injure someone while rendering emergency aid to them; are you legally liable for that injury? This is the question answered by the Texas Good Samaritan Law. One question that comes up is what happens if I break someone’s ribs while rendering CPR? Am I liable for those broken ribs? Mark Wham addresses this in the video and article below. Wham and Rogers, PLLC – Board Certified Personal Injury Lawyers in The Woodlands and Spring, Tx (832) 592-1108. Am I Liable? If you witness an injury accident, can you render aid without the risk of being sued? If you perform CPR and you accidentally break the injured person’s ribs during the process, are you legally responsible for that injury? The Texas Good Samaritan Law protects citizens who render aid to another person during an emergency. CIVIL PRACTICE AND REMEDIES CODE, TITLE 4., CHAPTER 74. MEDICAL LIABILITY, SUBCHAPTER D –http://www.statutes.legis.state.tx.us/Docs/CP/htm/CP.74.htm Sec. 74.151. LIABILITY FOR EMERGENCY CARE. (a) A person who in good faith administers emergency care is not liable in civil damages for an act performed during the emergency unless the act is wilfully or wantonly negligent, including a person who: (1) administers emergency care using an automated external defibrillator; or (2) administers emergency care as a volunteer who is a first responder as the term is defined under Section 421.095, Government Code. What Does the Good Samaritan Law Promote? This law promotes the Texas public policy of encouraging Texans to help our fellow citizens when they are in need of emergency care. Free Consultation […]